HLCARD - A Virtual Card Platform
Specialized in Advertising
HLCard helps you easily launch ads on various platforms
Not just to avoid platform payment risks, but also to better control budgets
Start NowIn cooperation with top card issuers like Visa and MasterCard
Designed for advertising, helping your business grow
Meet your various payment needs, efficient and stable
Whether it's Facebook, Google Ads, or Amazon, Tiktok, AliExpress, we support them all
Custom-built
Payment Experience
39+
Supported Countries
99%
Uptime
500000+
Multi-currency Payments
Total Cards Issued
Continuous Card BIN Supply
Clear Financial Management
Precise Balance Control
Strong Risk Control
Seamless Payment Convenience
Our partnership is just beginning
Start NowVirtual Cards
Each account has an independent card, instant use, no issuance limits
Strong Payment Capability
Partnered with top financial institutions to build a robust payment network
Spending Limits
Each card can have customized spending limits, easy and convenient
Sub-account System
Supports enterprise-level employee accounts with controlled permissions
Three Simple Steps to Get Started
Sign Up
Contact online customer service to get an exclusive invitation code in 3 seconds and register quickly
Deposit Funds
Supports USDT, USDC, and other deposit methods
Use with Confidence
Funds are managed by a third-party licensed institution, which is safe and reliable
Partnership Program
Apply NowAffiliate Promotion
Get a unique invitation code. When your customers register through it, you earn commissions on issuance fees and service fees, with total commission rates up to 20%
Bass
Supports recharge methods such as digital currency (processed by a third-party licensed institution) or legal currency
Industry Promotion
If you are an agent in the industry or from another provider, join us to access more suppliers and solutions for your customers!
Expand Overseas
If you have strong overseas operations, we welcome joint ventures in regions like Southeast Asia, Africa, Europe, and South America
Helping Our Partners Achieve Rapid Business Growth
Our team has decades of experience from leading financial service firms like Amex, Divvy, and Wex
We carefully select the best partners to help you grow rapidly
LI | HlCard
The World's Largest Payment Network
VISA is the world's largest international credit card organization, widely accepted and powerful in payment capabilities
Designed for Small and Medium-sized Enterprises
MasterCard processes 30% of global advertising transactions, understanding that ads are the biggest expense for e-commerce brands, startups, and digital product companies
Our Team
We are a young and dynamic FinTech team dedicated to providing efficient, secure, and innovative financial technology services. We continually explore new technologies and methods to meet customer needs and drive industry development. We offer tailored solutions for different types of businesses to help you achieve your goals.
Li
HLCARD/ CEO
ChatGPT
ChatGPT Everything Else Officer
Midjourney
UI Designer
White Francis
Copywriter
FAQ
Frequently Asked Questions about products, services, and purchases.
What is a Virtual Credit Card?
A virtual credit card is a credit card without a physical card. All transactions are conducted online, and it only has a card number, expiration date, and CVV code.
Where Can a Virtual Credit Card Be Used?
Virtual credit cards can be used for online shopping, digital payments, subscription services, etc. However, some physical stores may not accept virtual credit cards, though some of our cards support Apple Pay.
What Fees Are Associated with Virtual Credit Cards?
There may be fees such as issuance fees, transaction fees, and recharge fees. Please register and log in to check the detailed fee structure on our platform.
How is a Virtual Credit Card Different from a Physical Credit Card?
Virtual credit cards do not have a physical card, only a card number and necessary details. They can be used online, while physical credit cards are used in stores or ATMs.
How Long is a Virtual Credit Card Valid?
Virtual credit cards typically have limited validity, often a few months or a year. You need to renew or reapply before expiration. Our platform offers quick digital and fiat currency top-ups.
Can Virtual and Physical Credit Cards Be Used Together?
Yes, virtual card accounts are independent of physical card accounts, offering more flexible and secure financial management.
Are Virtual Credit Cards Safe?
Virtual credit cards are generally safer as they do not expose card details. They can also be used for one-time transactions, reducing the risk of card fraud.
Can Virtual Credit Cards Receive Refunds?
Yes, refunds will be credited back to the virtual credit card account.
Can Virtual Credit Card Transactions Be Declined?
In some cases, transactions may be declined, such as when certain merchants do not accept virtual credit cards.